Corinthian 15

Shay’s Rebellion, The Whiskey Rebellion, Nat Turner’s Rebellion, The Know-Nothing Riot of 1856, The Boston Police Strike, Bonus Army March, Zoot Suit Riots, The Watts Riots. There’s a long tradition of men (and women!) taking matters into their own hands and striking out at the state or society over grievances.

Now, we have the Corinthian 15.

Mallory Heiney, a 21-year-old former student of the now-defunct Everest College, is part of a group of students refusing to pay back their student loans.

Heiney wrote an op-ed article in The Washington Post in which she described the lies Everest allegedly told her as well as the insufficient education she says she received.

Heiney called Everest a “debt trap.” When she explained to her adviser that she couldn’t afford student-loan payments while in school, she was assured she could defer the payments on her $24,000 in student loans until post-graduation, according to her article.

That ended up being untrue, she said. Heiney said she was on the hook to start paying interest payments on her loans two months into her program.

The program also allegedly failed to provide her with a quality education. She said her teachers did little more than read aloud from textbooks, and she was unaware of basic concepts required to pass her nursing licensing exam. She said she was able to pass only by “spending hours researching the test questions online and watching YouTube videos.”

Heiney and 15 other students who attended the Corinthian College system have banded together to fight what they describe as predatory student-loan tactics by the financial aid offices and a failure to provide quality education.

The members of the group, referred to as the Corinthian 15, feel justified in their refusal to pay back their loans. They believe they are fighting for students everywhere who are manipulated by unfair university practices and are riddled with student loan debt as a result.

“In 1955, Rosa Parks refused to give up her seat on a bus,” Heiney wrote in her article. “This soon led to the revolutionary Montgomery bus boycott. If those who came before us can take a stand in the face of persecution, harassment, beatings, imprisonment and even death, I will certainly stand in the face of wage garnishment and a tarnished credit report.”

Ah yes, Rosa Parks. That’s who comes to mind whenever I think of former students not paying their school debts. At least she did not compare herself to Jesus. I guess that’s something to celebrate.

Other former students are joining in, at least publicly, so maybe it is a thing. Then again, default rates are through the roof, over 15% according to various sources. It seems to be a tough figure to pin down because of the blend of private and federal lending. This report is the best I could find in five minutes of searching. Banks look to keep default rates below 2% as a rule. Anything higher is considered a problem.

Howling lunatic Elizabeth Warren is back again with another scheme to hand tax payer money to students who are in debt. That’s really not quite right as her scheme is about transferring tax payer money to her pals in the academy. No one ever seems to ask why college has become so wildly expensive. It’s just assumed to be an unalloyed good. No price is too high for the laying on of hands at the academy.

The sad reality of American higher education is that it has become a workfare program for the lesser lights of the managerial elite. If you have something on the ball you head off to the law of finance. If you are not terribly bright you end up in the economics department at local college. Most of what goes on at our colleges has nothing to do with training young people for productive work. That’s why tuition rates have skyrocketed.

But, that’s a subject we’re not permitted to discuss.

Now, whatever sympathy I may have for young people and their families facing modern college costs, I’m having a tough time mustering empathy for Ms. Heiney. The outsized sense of self-importance displayed by this young woman, the ring leader of this micro-protest, is a bit much. She is an adult and she foolishly entered into a bad contract. That’s not the fault of the taxpayers or the people who lent her the money.

That’s the trouble with the moaning about college debt. The people doing the moaning seem to be in a perpetual state of adolescence. Generation Onesie, raised by helicopter parents, expects the rest of us to pick up after them, tend to their boo-boos and organize our lives around them. The vibe that comes through in these stories about school debt is an overweening sense of entitlement.

Ironically, the institution inculcating this solipsism in the young is the source of their troubles, the colleges and universities. Go onto a modern college campus and it is a weird Potemkin village that operates nothing like the world around it. I always get the same feel as I get when I’m at a resort. It’s West World for young adults.

Elite universities are the worst. Just look at the graduation rates of these places and it is clear that failure is not an option. No one ever bothers to notice that schools allegedly offering the most challenging and rigorous education, have a near zero attrition rate. BUD/S training prides itself on its 65% failure rate. Ranger school is similar. Duke, in contrast, takes pride in its 99% graduation rate.

Ms. Heiney, who no one would mistake for an Ivy League graduate, nevertheless assumed that all that was required of her was to sign some forms, show up as requested, repeat what was was told to her and the world would be her oyster. This is the thread that runs through all of the complaints about school debt. No one takes responsibility for anything. Instead, strangers are expected to pick up the bill for the mistakes of these people.

One of the best lines Penn Jillette ever uttered was that government makes weasels of us all. You see it with college. The massive government loan system has turned the colleges into dependency rackets. Everyone involved is looking to separate the suckers from their money. The process produces waves of young adults expecting a good life at the expense of others.

The simplest and quickest way to end the problem is to end the government role in financing college. In short order, colleges will get cheap again, so that young people from modest backgrounds can work their way through school. Of course, we’ll need to find something for the Womyn’s Studies gals to do, which is why this will never happen. The ruling class needs a place to dump its misfits and that’s the college campus.

9 Comments
Most Voted
Newest Oldest
Inline Feedbacks
View all comments
Veritas
Veritas
10 years ago

Modern universities are indoctrination centers nothing more. I read a 6th grade reader published in 1903 that would challenge most seniors at Yale today. When I entered the labor force a college degree was a ticket to success. Today I’ve seen GS-5 jobs requiring a masters degree. Some colleges offer grades that start at B, and the average is an A-, one wonders how many lesbian poetry majors they turn out. And then we wonder why these majors complain that despite a PhD in said studies and 200,000 in debt no one will hire them. Yet there is a shortage… Read more »

Steve C.
Steve C.
10 years ago

The big student loan bail out is coming. Whether we like it or not.

Obama has already proposed loan reduction and/or forgiveness for working in the “public sector”. I foresee a time when debtors will be able to spend some free time volunteering at approved charities and earning $15 per hour credit against loans. This can happen because the Feds have taken over 90% of the student loan sector.

Kathleen
Kathleen
10 years ago

Today college is just another way to delay becoming an adult. We should not let the hothouse flowers off the hook. They should repay their loans as a very expensive lesson on the road to assuming adult responsibilities. But I’m guessing the Feds will figure out a way to make everyone but them pay for their stupidity. The whiny, entitled Millennials continue to disappoint.

UKer
UKer
10 years ago

I have written before about my limited teaching experience, so forgive me for returning to this topic, but the idea of a ’99 per cent graduation rate’ made me smile. One thing that quickly became apparent on entering teaching was that the ‘students’ didn’t study. They copied things from Wikipedia at the last moment and ignored anything they had been taught in lessons previously. In fact, the days when we simply and to oversee them ‘completing their assignments’ saved the teacher wasting his or hear breath of trying to tell them things they weren’t interested in. On this matter, while… Read more »

juice.qr
juice.qr
10 years ago

Good point about the comparison to BUD/S and the Rangers, Green Berets, etc. You can try and be one of us and we’ll see if you have what it takes. The attrition rate is a point of pride, not something to be inflated unnecessarily. Elite colleges should be the same I think. How mentally fit and disciplined are you really? Seems to me this is how it used to be in the olden thymes. Maybe someone can correct me if I’m wrong. I remember working with a guy when I was just starting out in the work world. He had… Read more »

grey enlightenment
10 years ago

technically, nothing can happen if you don’t pay student loans. They will try to take the money out any way they can, but they cannot throw you in jail for unpaid student loans.

James LePore
10 years ago

Rosa Parks is way above Jesus in the liberal pantheon. In fact, Jesus isn’t even there.

el baboso
Member
10 years ago

When I was younger, I’d get feeling all superior and stuff to, say, the ancient German tribes for having taboos and not being able to call a bear a bear and resorting to “bruin” — brown one — instead. Now I just shake my head the the endless multiplication of taboos in post modern times: gender, education, pensions, climate… I’d probably use up the character limit of this text box if I listed them all. It’s like a bunch of Middle Kingdom Egyptian priests invented time travel, infiltrated our institutions, and took over (now there’s a sci fi story line… Read more »